Listen to our behavioural finance analysis on Friday or Monday trading. The MTN ex Finance Minister was kidnapped in September and the kidnappers used an unregistered MTN sim card, is that why the Nigerian government is clamping down on MTN? Standard Bank also got fined $5m. With Africa risk becoming more and more worrying, perhaps it’s time to rebalance the portfolio away from Africa and into Europe and Rand hedge stocks like Richemont (CFR).